Then of course there can be costs to repair or replace your glasses if they get broken, and you may find you also need prescription sunglasses during the summer or while abroad on holiday.

There’s simply no way of getting around optical care – after all, you need your eyes to be in good shape for everything you do – from working on a computer to walking and driving.

Of course you may be entitled to free eye tests if you meet certain criteria such as being over 60 or having diabetes or glaucoma1. But if you’re not, then the costs can add up.

The average cost of an eye test in the UK is £20 – £25² – which might not seem a lot, but if you’re a family of four or more and you all need a trip to the opticians, then it proves very costly.

Then there’s the cost of the glasses or contact lenses themselves, with a basic pair of glasses coming in at around £25, and designer versions anything upwards of £200.  Plus, there are usually additional costs if you require bifocals or varifocals³.

As a Paycare Policyholder, you can claim back 100% of your optical costs each year (up to an annual limit, depending on which level of cover you have) and this includes a range of services, from eye tests and laser eye surgery, to prescription safety glasses and contact lenses via monthly direct debit. Claims are only valid for 13 weeks after the date of the receipt, so make sure you keep track of your costs!

If you don’t currently have a Paycare plan in place, simply get in touch with our friendly Customer Service Team on 01902 371000 to find out how to get started.

1: NHS |

2: Specsavers UK

3: Telegraph |