Private Health Cash Plans

A simple and effective way to claim back what you or your family spend on everyday healthcare treatments, our plans come in a variety of levels of cover to suit your needs and budget.
We offer a wide range of plans…

Individuals  |  Families  |  Over 65  |   Under 25


Personal health cash plan

Our most comprehensive health cash plan for individuals, our Direct plan gives you everything you need to stay healthy.



per month



per month


Family health cash plan

Our Family health cash plan offers a higher level of cover for up to 2 adults and any number of dependent children living at the same address.

Over 65’s health cash plan

Our Gold health cash plan is designed specifically to help keep you happy, healthy and supported during your golden years.



per month



per month


Under 25’s health cash plan

Our Go health cash plan is designed to help you cover the cost of everyday healthcare expenses like visiting the dentist or optician, plus some extras like flu jabs and travel vaccinations.
“Thanks to my Paycare Package I was able to seek immediate treatment with a chiropractor after suffering a minor back injury. Claiming online is so straightforward and the money was paid into my account within a few days. Without this package I would have been waiting weeks to even see someone and now I’m back to normal three weeks after my injury.”
- Vicky, Policyholder

Up to 100% claim back

No medical required

Dependent children covered

Online & paper claims

Easy to set up

Tailored benefits

Plus you’ll also get...



Helping you to access GP services literally at the touch of a button, whether they're at home, in the office, on the road or even abroad.

Click me to enter the Wheres Boly prize draw!

Paycare Perks

Look after your financial health with our discount platform, giving you discounts on cinema tickets, restaurants, family days out and much more!




Paycare Helpline

Supporting your most valuable assets when they need it the most - from a 24 hour counselling service to tax and legal advice.


Health Assessment

Helping you look after their own health and wellbeing, with a simple online questionnaire, and steps to becoming even healthier

Ready to sign up?

It’s quick and easy to set up a Health Cash Plan online

How to claim

Log in to your account on the Paycare website

Follow the on-screen instructions to submit your claim.

Valid claims are paid directly into your bank account within 48 hours.

Alternatively you can print a claim form and post it to us


Are we tied into a contract?

No – all that we ask is that 30 days is given when cancelling the policy ensuring that the policy holders are treated fairly.

Why should I choose Paycare?

We’re proud of the way we do things differently. We’re not for profit, and people are at the heart of everything we do. We give our policyholders fantastic customer service, which is reflected by our most recent Customer Satisfaction Score of over 99%, and on average our policyholders stay with us for a whopping 22 years!

How can monthly payments be made for the plan?

It’s quick and easy to set up payment to us, it’ll simply require a monthly Direct Debit.

Do I have to pay for additional services like EAP and MyPocketGP?

No. The EAP and MyPocketGP services are included in the cost of the plan, and cover unlimited telephone support as well as up to 6 face to face counselling services.