Personal health cash plan
£7.24
per month
Up to 100% claim back
No medical required
Dependent children covered
Tailored benefits
Online & paper claims
Easy to set up
We’re here to support Orchard Healthcare Members.
We know that Orchard Healthcare are an unincorporated mutual association who have been providing products to both individual and
corporate members, throughout their 100-year history. When we were made aware that there were plans for the organisation to be dissolved in December 2023, with the support of the FCA, our Board and the Paycare Leadership team, we’ve offered to step in to support members.
With a Paycare Health Cash plan, you can reclaim 100% of the cost of a wide range of everyday health expenses up to your annual limit, including:
Optical
Dental
Chiropody
Health Screening
Specialist Consultation & Tests
Inoculation / Vaccination
A wide range of treatments including:
Physiotherapy
Osteopathy
Chiropractic
Acupuncture
Physiotherapy
Osteopathy
Chiropractic
Acupuncture
Plus you’ll also get...
MyPocketGP
Helping you to access GP services literally at the touch of a button, whether they're at home, in the office, on the road or even abroad.
Paycare Perks
Look after your financial health with our discount platform, giving you discounts on cinema tickets, restaurants, family days out and much more!
Paycare Helpline
Supporting your most valuable assets when they need it the most - from a 24 hour counselling service to tax and legal advice.
Health Assessment
Helping you look after their own health and wellbeing, with a simple online questionnaire, and steps to becoming even healthier
Personal Accident Cover
Our health cash plan helps keep you healthy every day, however if the worst does happen we also cover you for disablement and major fractures up to £10,000. Adults under 70 only, for full details please refer to our Personal Accident Cover table.
Redundancy Premium Protection
Should you be made redundant, we'll make sure you’re looked after to help out in this difficult time. We offer our Policyholders up to 6 months’ FREE cover, subject to qualifying criteria
A little more about Paycare
Founded in 1874 by the foremen of some of Wolverhampton’s largest factories, in a bid to protect their employees from crippling medical bills, Paycare has since grown to become one of the most respected health cover providers in the UK. As a not-for-profit organisation, we’re committed to 3 things: our Policyholders, the communities we serve and our fantastic team. Paycare’s product is different to Orchard Healthcare’s. Members who are looking to apply should review our product information carefully to make sure that it meets their needs.
We’re excited to welcome applicants from Orchard’s Membership, who choose to apply, to the Paycare fold. If you have any queries, please get in touch or you can go ahead and complete your application below and we’ll be in touch soon.
While Paycare is also a not-for-profit insurer, our product is different to Orchard Healthcare’s and you should review our product information carefully to make sure that it meets your needs.
Good for you, good for the community
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Why should I choose Paycare?
How do I set up my payments?
Do I have to pay for additional services like EAP and MyPocketGP?
Savings Calculator
Learn how you could save with Paycare perks!