Over 65’s Health cash plan

Our Gold health cash plan is designed specifically to help keep you happy, healthy and supported during your golden years.



per month


Up to 100% claim back

No medical required

Dependent children covered

Tailored benefits

Online & paper claims

Easy to set up

Reclaim 100% of the cost of a wide range of everyday health expenses up to your annual limit, including:

Everyday health & wellbeing


Including sight tests, glasses and contact lenses


Including check ups and routine treatment. Private or NHS

Hearing Aids

Health Screening

Including mammography & heart disease screening

Specialist Consultation & Tests

Including MRI scans, X-rays and PMI excess

Prevention & fast diagnosis

Professional therapy

A wide range of
treatments including:

Optional monthly hospital plan

For each night spent as an in-patient (policyholder and partner, up to a joint maximum of 30 nights per year and 60 nights in any 3 consecutive years)


Plus you’ll also get...



Helping you to access GP services literally at the touch of a button, whether they're at home, in the office, on the road or even abroad.

Click me to enter the Wheres Boly prize draw!

Paycare Perks

Look after your financial health with our discount platform, giving you discounts on cinema tickets, restaurants, family days out and much more!




Paycare Helpline

Supporting your most valuable assets when they need it the most - from a 24 hour counselling service to tax and legal advice.


Health Assessment

Helping you look after their own health and wellbeing, with a simple online questionnaire, and steps to becoming even healthier

Redundancy Premium Protection

If you find yourself having to make redundancies, it can be difficult enough for your employees. But don’t worry, we'll make sure their health and wellbeing is looked after at this difficult time. We offer our Policyholders up to 6 months’ FREE cover, subject to qualifying criteria.

You can choose the right level of cover to suit your budget

Ready to sign up?

It’s quick and easy to set up a Health Cash Plan online

Good for you, good for the community

Paycare is a not for profit organisation, so you will also be helping to support a wide range of good causes!


Am I tied into a contract?
No – all that we ask is that 30 days is given when cancelling the policy ensuring that the policy holders are treated fairly.
Why should I choose Paycare?
We’re proud of the way we do things differently. We’re not for profit, and people are at the heart of everything we do. We give our policyholders fantastic customer service, which is reflected by our most recent Customer Satisfaction Score of over 99%, and on average our policyholders stay with us for a whopping 22 years!
How do I set up my payments?
It’s quick and easy to set up payment to us, it’ll simply require a monthly Direct Debit.
Do I have to pay for additional services like EAP and MyPocketGP?

No. The EAP and MyPocketGP services are included in the cost of the plan, and cover unlimited telephone support as well as up to 6 face to face counselling services.