Personal health cash plan
Our most comprehensive health cash plan for individuals, our Direct plan gives you everything you need to stay healthy.
Up to 100% claim back
No medical required
Dependent children covered
Online & paper claims
Easy to set up
Reclaim 100% of the cost of a wide range of everyday health expenses up to your annual limit, including:
Everyday health & wellbeing
Including sight tests, glasses and contact lenses
Including check ups and routine treatment. Private or NHS
Including mammography & heart disease screening
Specialist Consultation & Tests
Including MRI scans, X-rays and PMI excess
Inoculation / Vaccination
Prevention & fast diagnosis
Plus you’ll also get...
Helping you to access GP services literally at the touch of a button, whether they're at home, in the office, on the road or even abroad.
Supporting your most valuable assets when they need it the most - from a 24 hour counselling service to tax and legal advice.
Helping you look after their own health and wellbeing, with a simple online questionnaire, and steps to becoming even healthier
Personal Accident Cover
Our health cash plan helps keep you healthy every day, however if the worst does happen we also cover you for disablement and major fractures up to £10,000. Adults under 70 only, for full details please refer to our Personal Accident Cover table.
Redundancy Premium Protection
Should you be made redundant, we'll make sure you’re looked after to help out in this difficult time. We offer our Policyholders up to 6 months’ FREE cover, subject to qualifying criteria
You can choose the right level of cover to suit your budget
Good for you, good for the community
Paycare is a not for profit organisation, so you will also be helping to support a wide range of good causes!
Am I tied into a contract?
Why should I choose Paycare?
We’re proud of the way we do things differently. We’re not for profit, and people are at the heart of everything we do. We give our policyholders fantastic customer service, which is reflected by our most recent Customer Satisfaction Score of over 99%, and on average our policyholders stay with us for a whopping 22 years!
How do I set up my payments?
It’s quick and easy to set up payment to us, it’ll simply require a monthly Direct Debit.
Do I have to pay for additional services like EAP and GP 24/7?
No. The EAP and GP 24/7 services are included in the cost of the plan, and cover unlimited telephone support as well as up to 6 face to face counselling services.