Paycare Over 64 from only £23.55 pcm

Paycare Gold is a unique product for the over 64s - a healthcare cash plan with no upper age limit for new applicants and no medical is required to join.

Unlike elderly medical insurance, a healthcare cash plan is simply the easiest, and least expensive, way to reclaim any money spent on healthcare. By taking out a Paycare Gold plan, you can reclaim 100% of the money spent on everyday healthcare - up to an annual limit for each benefit. It could be anything from dental crowns to new glasses and designer frames, hearing aids, consultation and tests, or professional therapies - like physiotherapy, chiropody and osteopathy.

A Paycare Gold plan helps you to reclaim money spent on healthcare.

There are two levels of cover and no medical is required to join.

Under the NHS, a complex course of dental treatment can cost around £200 and new glasses and frames can be very expensive. Many professional therapies like acupuncture, physiotherapy, osteopathy, and chiropody are almost exclusively obtained privately.

Unexpected medical bills can be difficult to manage. Even with a carefully planned budget and without some way of spreading the cost, you are likely to be faced with making some painful spending choices or alternatively, delaying treatment. But, with a Paycare Gold healthcare cash plan, you can receive treatment when you need it, not when you can afford it.

The healthcare cash plan also provides cover for specialist consultation fees, a special hearing aid benefit and our serious illness and care advisory service. You will also have access to a 24/7 Counselling and Help Line - offering advice and assistance for domestic emergencies. Qualified staff are also available to help with personal problems, legal or tax matters.