Paycare Individual Healthcare Benefits Plan & Coverage

Paycare Direct is aimed at individuals aged between 18 & 64. No medical is required to join and, with a choice of four premium levels, you can choose just how much cost protection you would like to receive.

For the majority of people paying towards NHS treatment (dentist / optician) is inevitable. Most complementary treatments like acupuncture or chiropractic are private, full-cost, treatments.

By taking out a Paycare Direct healthcare benefits plan, you can reclaim 100% of the money you spend on everyday healthcare - up to an annual limit for each benefit. It could be anything from dental crowns to new glasses and designer frames, health screening, consultation and tests, or professional therapies - like physiotherapy, chiropody and osteopathy.

A Paycare Direct plan helps you to reclaim money spent on healthcare.
Even under the NHS, a complex course of dental treatment can cost around £200 and new glasses and frames can be very expensive. Many therapies like acupuncture, physiotherapy, osteopathy and chiropody are almost exclusively obtained privately.

Unexpected medical bills can play havoc with a carefully planned budget and, without some way of spreading the cost, you are likely to be faced with making some painful spending choices. Alternatively, it could mean delaying treatment, risking absence from work and possible loss of earnings. But, with a Paycare Direct healthcare benefits plan, you can receive treatment when you need it, not when you can afford it.

The plan also provides Personal Accident Cover (for adults under 70 years old). It will pay for overnight hospital stays, specialist consultation fees and health screening. You will also have access to a 24/7 Counselling and Help Line - offering advice and assistance for domestic emergencies. Qualified staff are also available to help with personal problems, legal or tax matters.

Five good reasons to take out a Paycare Direct healthcare benefits plan.

Costs and benefits are clear and easy to understand;
Affordable cover starts from as little as £5.95 per month (equivalent to just 20p a day);
Get cash back on dental check-ups, investigations, opticians and complementary treatments;
Includes hospital in-patient stays and Counselling and Help Line;
No medical is required and premiums do not increase with age.