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Paycare Corporate Healthcare Benefits Plans



Paycare has been active in helping workers stay healthy (boosting business productivity) by providing help with healthcare costs for many years.

Factory Foremen first collected premiums, in 1874, to
safeguard workers from doctor's bills. Today, thousands of
families still enjoy financial protection, paid by their
employer, or voluntarily through payroll deduction. It has
become a convenient and enduring workplace tradition
that also helps to reduce the impact of absenteeism.

Healthier, happier employees (free from worry over
healthcare bills) are generally more productive and
experience greater job satisfaction. That's good for staff retention and working efficiency. With a Paycare plan staff can access treatment when they need it, not when they can afford it. Sickness absence is reduced, productivity boosted and morale improved - staff regard health plans as a high value benefit. It all helps to enhance your company's profile, making it easier to attract and retain the best employees. It's even hassle free to set up. Paycare take care of the details and look after the internal marketing, promotional and administrative support - freeing you and your staff to take care of business.

A Paycare plan can be either contributory or non-contributory. It is a cost-effective way for you to provide a valuable perk and set the tone as a caring employer. And there's real 'bottom line' payback. A 2009 CIPD survey calculated that, on average, sickness absence costs employers £692 per employee every year. In helping reduce staff absence, a Paycare plan more than pays for itself - and what's the real cost of losing a key member of staff or being short-handed during peak times?

A healthcare benefits plan is not like health insurance: it's simply the easiest and least expensive way to reclaim any money spent on healthcare. By taking out a Paycare healthcare benefit plan, paid by the company, or through a simple payroll deduction, your employees can reclaim 100% of any money spent on healthcare - up to an annual limit for each benefit. It could be anything from dental crowns to new glasses and designer frames, health screening, consultation and tests, or professional therapies - like physiotherapy, chiropody and osteopathy. There are four levels of cover and no medical is required to join.