Paycare Family from only £32.40 pcm

Aimed specifically at parents and their children, this comprehensive family health cover policy ensures that your whole family can receive necessary medical care, without worrying about making tough spending decisions.

We pay back 100% of what you've spent (up to your annual limit). Valid claims are generally settled within 48 hours. No medical examination is required.

Paycare Family is a healthcare cash plan not like costly private medical insurance; it's simply the easiest and least expensive way to reclaim any money spent on everyday healthcare. By taking out a Paycare Family cash plan, you can reclaim 100% of the money you spend on everyday healthcare - up to an annual limit for each benefit. It could be anything from dental crowns to new glasses and designer frames, health screening, consultation and tests, or professional therapies - like physiotherapy and osteopathy.

A Paycare Family cash plan helps you to reclaim money spent on healthcare.

There are two levels of cover and no medical is required to join.

Under the NHS, a complex course of dental treatment can cost around £200 and new glasses and frames can be very expensive. Many professional therapies like acupuncture, physiotherapy, osteopathy and chiropody are almost exclusively obtained privately.These are all covered within the family cash plan.

Unexpected medical bills can be difficult to manage, even with a carefully planned family budget and, without some way of spreading the cost, you are likely to be faced with making some painful spending choices. Alternatively, it could mean delaying treatment, risking absence from work and possible loss of earnings. But, with a Paycare Family healthcare cash plan, you and your family benefit from family health cover and can receive treatment when you need it, not when you can afford it.

The plan also provides Personal Accident Cover (for adults under 70 years old). It will pay for overnight hospital stays, specialist consultation fees and health screening. You will also have access to a 24/7 Counselling and Help Line - offering advice and assistance for domestic emergencies. Qualified staff are also available to help with personal problems, legal or tax matters.