Healthcare benefits plan & coverage

Dental charges can really mount up, even under the NHS.

For most people that means finding money to pay for treatment. The alternative is to protect yourself, proactively, with affordable dental insurance in the form of an individual health cash plan or be lucky enough to benefit from staff dental cover provided by a company dental plan.

The Paycare employee dental plan provides business dental insurance, encouraging staff members to make regular visits to their dentist to help prevent the need for costly treatment and to generally improve their oral hygiene. These dental benefits are available for small business or larger groups.

Whether private or corporate, all Paycare policies contain dental cover insurance for treatment. The annual amount that can be recovered depends on the level of premium you feel that you can afford.

Here's a guide to the different types of treatment you may have to pay for and remember, not all the treatments listed below are routinely available on the NHS. If not there is no telling how much you would have to pay privately.

What is a bridge?

A bridge is a fixed replacement for a missing tooth or teeth. It's made by taking an impression of the surrounding teeth, which will eventually support the bridge. A bridge is usually created from precious metal and porcelain and will be fixed in your mouth (unlike dentures, which can be removed).

What is a crown?

A crown is a type of cap that completely covers a real tooth. It's made from either metal, or porcelain and metal, and is fixed in your mouth. Crowns can be fitted where a tooth has broken, decayed or been damaged, or just to make a tooth look better.

What is a filling?

Fillings are used to repair a hole in a tooth caused by decay. The most common type of filling is an amalgam, made from a mixture of metals including mercury, silver, tin, copper and zinc. Your dentist will offer the most appropriate type of filling according to your clinical needs. This includes white fillings, if appropriate.

What are dentures or false teeth?

More commonly known as false teeth, dentures are fitted in place of natural teeth. A full set is used to replace all your teeth and a part set is used to replace one or more missing teeth. Dentures are custom-made using impressions (mouldings) from your gums. They're usually made from metal or plastic. They're removable so you can clean them, although part dentures can be brushed at the same time as your other teeth. A full set needs to be removed and soaked in a cleaning solution.

What are implants?

Implants are a fixed alternative to removable dentures, and may be the only option if the loss of teeth has led the mouth to shrink so that it can no longer support dentures. Implants are usually reserved for patients who can't wear dentures or whose face and teeth have been damaged.

It pays to cover against the potential cost of dental treatment with a dental plan from Paycare.